<style>
    /* ============================================================
       LEGAL PAGE SHARED DESIGN TOKENS
       Matches index.php and about-us.php design system exactly
    ============================================================ */
    :root {
      --brand-primary: #00a88c;
      --brand-dark:    #007f6a;
      --brand-light:   #e6f7f4;
      --navy:          #0B1F3A;
      --text-body:     #374151;
      --text-muted:    #6b7280;
      --border:        #e5e7eb;
      --bg-soft:       #f8fafc;
      --white:         #ffffff;
      --radius-lg:     16px;
      --radius-md:     10px;
      --shadow-card:   0 4px 24px rgba(11,31,58,.08);
      --font-sans:     'DM Sans', sans-serif;
      --font-serif:    'Playfair Display', serif;
    }

    /* ---- Skip Link ---- */
    .skip-link {
      position: absolute; top: -40px; left: 0;
      background: var(--brand-primary); color: #fff;
      padding: 8px 16px; z-index: 9999;
      font-family: var(--font-sans); text-decoration: none;
      border-radius: 0 0 8px 0; transition: top .2s;
    }
    .skip-link:focus { top: 0; }

    /* ---- Breadcrumb ---- */
    .breadcrumb-bar {
      background: var(--bg-soft);
      border-bottom: 1px solid var(--border);
      padding: 12px 0;
    }
    .breadcrumb-bar .container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
    .breadcrumb-nav {
      display: flex; align-items: center; gap: 8px;
      list-style: none; margin: 0; padding: 0;
      font-family: var(--font-sans); font-size: 0.82rem; color: var(--text-muted);
    }
    .breadcrumb-nav li a { color: var(--brand-primary); text-decoration: none; font-weight: 500; }
    .breadcrumb-nav li a:hover { text-decoration: underline; }
    .breadcrumb-nav .sep { color: var(--text-muted); font-size: 0.75rem; }

    /* ---- Section / Container ---- */
    .container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

    /* ---- Legal Hero ---- */
    .legal-hero {
      background: linear-gradient(135deg, #0B1F3A 0%, #0d3060 55%, #0a4a3a 100%);
      padding: 80px 0 64px;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .legal-hero::before {
      content: '';
      position: absolute; inset: 0;
      background: radial-gradient(ellipse 80% 60% at 50% 0%, rgba(0,168,140,.18) 0%, transparent 70%);
      pointer-events: none;
    }
    .legal-hero .container { position: relative; z-index: 1; }
    .legal-hero-badge {
      display: inline-flex; align-items: center; gap: 8px;
      background: rgba(0,168,140,.18);
      border: 1px solid rgba(0,168,140,.35);
      color: #5ef0d8;
      font-family: var(--font-sans); font-size: 0.8rem; font-weight: 600;
      letter-spacing: .06em; text-transform: uppercase;
      padding: 6px 16px; border-radius: 100px; margin-bottom: 20px;
    }
    .legal-hero-title {
      font-family: var(--font-serif);
      font-size: clamp(1.9rem, 4vw, 3rem);
      font-weight: 800; color: #fff;
      margin: 0 0 16px; line-height: 1.15;
    }
    .legal-hero-meta {
      display: flex; justify-content: center; flex-wrap: wrap; gap: 20px;
      font-family: var(--font-sans); font-size: 0.875rem;
      color: rgba(255,255,255,.65);
    }
    .legal-hero-meta span { display: flex; align-items: center; gap: 6px; }
    .legal-hero-meta i { color: #00e5c0; }

    /* ---- Two Column Layout ---- */
    .legal-layout {
      display: grid;
      grid-template-columns: 260px 1fr;
      gap: 48px;
      padding: 60px 0 80px;
      align-items: start;
    }

    /* ---- Sticky Table of Contents ---- */
    .legal-toc {
      position: sticky;
      top: 24px;
    }
    .toc-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: var(--radius-lg);
      padding: 24px 20px;
      box-shadow: var(--shadow-card);
    }
    .toc-heading {
      font-family: var(--font-sans);
      font-size: 0.78rem; font-weight: 700;
      letter-spacing: .1em; text-transform: uppercase;
      color: var(--brand-primary); margin: 0 0 16px;
      display: flex; align-items: center; gap: 8px;
    }
    .toc-list {
      list-style: none; margin: 0; padding: 0;
      display: flex; flex-direction: column; gap: 4px;
    }
    .toc-list li a {
      display: flex; align-items: center; gap: 8px;
      font-family: var(--font-sans); font-size: 0.84rem;
      color: var(--text-muted); text-decoration: none;
      padding: 7px 10px; border-radius: 8px;
      transition: background .15s, color .15s;
      line-height: 1.4;
    }
    .toc-list li a:hover,
    .toc-list li a.active {
      background: var(--brand-light);
      color: var(--brand-primary);
    }
    .toc-list li a i { font-size: 0.75rem; flex-shrink: 0; color: var(--brand-primary); }
    .toc-divider { height: 1px; background: var(--border); margin: 12px 0; }
    .toc-contact {
      font-family: var(--font-sans); font-size: 0.82rem;
      color: var(--text-muted); margin: 0;
      line-height: 1.6;
    }
    .toc-contact a { color: var(--brand-primary); font-weight: 600; text-decoration: none; }
    .toc-contact a:hover { text-decoration: underline; }

    /* ---- Legal Content ---- */
    .legal-content { min-width: 0; }

    /* Alert Banner */
    .legal-alert {
      background: var(--brand-light);
      border: 1px solid rgba(0,168,140,.3);
      border-left: 4px solid var(--brand-primary);
      border-radius: var(--radius-md);
      padding: 18px 22px;
      display: flex; gap: 14px; align-items: flex-start;
      margin-bottom: 40px;
    }
    .legal-alert i { color: var(--brand-primary); font-size: 1.1rem; margin-top: 2px; flex-shrink: 0; }
    .legal-alert p {
      font-family: var(--font-sans); font-size: 0.9rem;
      color: var(--text-body); margin: 0; line-height: 1.6;
    }
    .legal-alert strong { color: var(--navy); }

    /* Section Block */
    .legal-section {
      margin-bottom: 52px;
      scroll-margin-top: 80px;
    }
    .legal-section:last-child { margin-bottom: 0; }

    .legal-section-header {
      display: flex; align-items: center; gap: 14px;
      margin-bottom: 20px;
      padding-bottom: 16px;
      border-bottom: 2px solid var(--border);
    }
    .legal-section-icon {
      width: 44px; height: 44px;
      border-radius: 12px;
      background: var(--brand-light);
      display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
    }
    .legal-section-icon i { font-size: 1.1rem; color: var(--brand-primary); }
    .legal-section-title {
      font-family: var(--font-serif);
      font-size: 1.35rem; font-weight: 700;
      color: var(--navy); margin: 0;
    }

    .legal-body {
      font-family: var(--font-sans);
      font-size: 0.95rem; color: var(--text-body);
      line-height: 1.8; margin: 0 0 16px;
    }
    .legal-body:last-child { margin-bottom: 0; }

    .legal-subheading {
      font-family: var(--font-sans);
      font-size: 1rem; font-weight: 700;
      color: var(--navy); margin: 28px 0 10px;
    }

    /* Data List */
    .legal-data-list {
      list-style: none; margin: 0 0 20px; padding: 0;
      display: flex; flex-direction: column; gap: 10px;
    }
    .legal-data-list li {
      display: flex; gap: 12px; align-items: flex-start;
      font-family: var(--font-sans); font-size: 0.92rem;
      color: var(--text-body); line-height: 1.7;
    }
    .legal-data-list li i { color: var(--brand-primary); font-size: 0.85rem; margin-top: 4px; flex-shrink: 0; }

    /* Info Grid Cards */
    .legal-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 16px;
      margin: 20px 0;
    }
    .legal-grid-card {
      background: var(--bg-soft);
      border: 1px solid var(--border);
      border-radius: var(--radius-md);
      padding: 20px 18px;
    }
    .legal-grid-card-title {
      font-family: var(--font-sans);
      font-weight: 700; font-size: 0.88rem;
      color: var(--navy); margin: 0 0 6px;
      display: flex; align-items: center; gap: 8px;
    }
    .legal-grid-card-title i { color: var(--brand-primary); font-size: 0.9rem; }
    .legal-grid-card p {
      font-family: var(--font-sans); font-size: 0.86rem;
      color: var(--text-muted); margin: 0; line-height: 1.6;
    }

    /* Rights Table */
    .rights-table {
      width: 100%; border-collapse: collapse;
      margin: 20px 0; font-family: var(--font-sans); font-size: 0.88rem;
      border-radius: var(--radius-md); overflow: hidden;
      border: 1px solid var(--border);
    }
    .rights-table thead { background: var(--navy); }
    .rights-table thead th {
      padding: 14px 18px; text-align: left;
      color: #fff; font-weight: 600; font-size: 0.85rem;
    }
    .rights-table tbody tr:nth-child(even) { background: var(--bg-soft); }
    .rights-table tbody tr:hover { background: var(--brand-light); }
    .rights-table tbody td {
      padding: 13px 18px; color: var(--text-body);
      border-bottom: 1px solid var(--border); vertical-align: top;
      line-height: 1.6;
    }
    .rights-table tbody td:first-child { font-weight: 600; color: var(--navy); width: 38%; }
    .rights-table tbody tr:last-child td { border-bottom: none; }

    /* Highlight Box */
    .legal-highlight {
      background: var(--navy);
      border-radius: var(--radius-md);
      padding: 24px 26px;
      margin: 24px 0;
      display: flex; gap: 16px; align-items: flex-start;
    }
    .legal-highlight i { color: #00e5c0; font-size: 1.2rem; margin-top: 2px; flex-shrink: 0; }
    .legal-highlight p {
      font-family: var(--font-sans); font-size: 0.9rem;
      color: rgba(255,255,255,.85); margin: 0; line-height: 1.7;
    }
    .legal-highlight strong { color: #fff; }

    /* Contact Card */
    .legal-contact-card {
      background: linear-gradient(135deg, #e6f7f4 0%, #f0f9ff 100%);
      border: 1px solid rgba(0,168,140,.2);
      border-radius: var(--radius-lg);
      padding: 32px 28px;
      margin-top: 40px;
      display: flex; gap: 20px; align-items: flex-start;
    }
    .legal-contact-card .contact-icon {
      width: 52px; height: 52px;
      background: var(--brand-primary);
      border-radius: 14px;
      display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
    }
    .legal-contact-card .contact-icon i { font-size: 1.3rem; color: #fff; }
    .legal-contact-card h3 {
      font-family: var(--font-sans); font-weight: 700;
      font-size: 1rem; color: var(--navy); margin: 0 0 6px;
    }
    .legal-contact-card p {
      font-family: var(--font-sans); font-size: 0.9rem;
      color: var(--text-muted); margin: 0 0 14px; line-height: 1.6;
    }
    .legal-contact-card a.contact-btn {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--brand-primary); color: #fff;
      font-family: var(--font-sans); font-weight: 600; font-size: 0.88rem;
      padding: 10px 22px; border-radius: 100px;
      text-decoration: none; transition: background .2s;
    }
    .legal-contact-card a.contact-btn:hover { background: var(--brand-dark); }

    /* CTA Banner */
    .cta-banner {
      background: linear-gradient(135deg, #0B1F3A 0%, #0d3060 55%, #0a4a3a 100%);
      padding: 72px 0; text-align: center;
    }
    .cta-banner-title {
      font-family: var(--font-serif);
      font-size: clamp(1.7rem, 3vw, 2.5rem);
      font-weight: 800; color: #fff; margin: 0 0 14px;
    }
    .cta-banner-sub {
      font-family: var(--font-sans); font-size: 1rem;
      color: rgba(255,255,255,.72); margin: 0 auto 32px;
      max-width: 520px; line-height: 1.7;
    }
    .cta-btn-group { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
    .cta-btn-primary {
      display: inline-flex; align-items: center; gap: 10px;
      background: var(--brand-primary); color: #fff;
      font-family: var(--font-sans); font-weight: 700; font-size: 0.95rem;
      padding: 13px 30px; border-radius: 100px; text-decoration: none;
      transition: background .2s, transform .15s;
    }
    .cta-btn-primary:hover { background: var(--brand-dark); transform: translateY(-2px); }
    .cta-btn-secondary {
      display: inline-flex; align-items: center; gap: 10px;
      background: rgba(255,255,255,.1); border: 2px solid rgba(255,255,255,.3);
      color: #fff; font-family: var(--font-sans); font-weight: 600; font-size: 0.95rem;
      padding: 11px 28px; border-radius: 100px; text-decoration: none;
      transition: background .2s, transform .15s;
    }
    .cta-btn-secondary:hover { background: rgba(255,255,255,.18); transform: translateY(-2px); }

    /* ---- Responsive ---- */
    @media (max-width: 900px) {
      .legal-layout { grid-template-columns: 1fr; }
      .legal-toc { position: static; }
      .toc-card { display: none; }
    }
    @media (max-width: 640px) {
      .legal-grid { grid-template-columns: 1fr; }
      .rights-table { font-size: 0.82rem; }
      .rights-table tbody td, .rights-table thead th { padding: 10px 12px; }
      .legal-contact-card { flex-direction: column; }
    }
  </style>
